Unintentional accidents are often unpleasant events that affect the quality of life of victims. People suffering from health impairment due to an accident can apply for a compensation supplement.
Compensation supplement – what does it involve?
A compensation supplement for health impairment is additional financial support that can be received when health impairment is the result of an accident or other random event. In Poland, this supplement is provided by the State Fund for Rehabilitation of Disabled Persons (PFRON) and aims to compensate for incurred costs related to rehabilitation, treatment, and the purchase of specialized medical equipment. This supplement can help cover costs incurred in connection with health impairment that were not included in standard compensation.
Who can apply for a compensation supplement?
People who have suffered health impairment due to an accident can apply for a compensation supplement. Supplements are usually granted when the amount of compensation is insufficient in relation to the costs incurred.
People who can apply for a compensation supplement depend on the context. Here are several possible cases.
In case of a car accident: People injured in a car accident who have an AC/OC policy or in case of lack of such a policy, and the person at fault for the accident is known and has an OC policy. In case of work: People who suffered injuries or occupational disease while performing their duties, employees or unemployed people injured as a result of non-payment of wages, constituting a component of salary in case of being covered by bankruptcy or liquidation proceedings of the employer. In case of purchased insurance policy: People who purchased an insurance policy and suffered damage resulting from an event covered by that policy. Ultimately, a person applying for a compensation supplement can receive it only if the supplement conditions have been met and complete documentation has been presented.
How to obtain a supplement?
To obtain a compensation supplement for health impairment, you should contact the insurer or workplace, depending on the cause of the accident or occupational disease. You must present documents confirming health impairment, such as medical opinion, test results, and documents related to the event (e.g., accident report). The application for compensation supplement must be submitted within the time limit specified by law and in accordance with procedures that apply in the given institution. It is worth using professional help, e.g., a lawyer or expert, to avoid formal errors and obtain the highest possible supplement.
Obtaining a compensation supplement is very important for accident victims. Thanks to the supplement, they can receive compensation for incurred costs and improve their quality of life. However, it should be remembered that applying for a compensation supplement can be a complicated process requiring professional help.